Chris Jasinski
Sterling Realty & Property Management

EXCEEDING YOUR EXPECTATIONS

As an agent who knows this area inside and out, I bring a wealth of knowledge on local communities, current market conditions, and more. I strive to make your real estate experience an exceptional one.

Whether buying or selling a home, I can advise you through the processes from beginning to close. Call me or email me to set up a time to discuss your specific real estate needs.

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Chris Jasinski

Sterling Realty & Property Management
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What Are Points, Anyway? GO BIRDS!

What Are Points, Anyway? There are two types of points. Discount points are prepaid interest on your mortgage loan—you’re basically paying finance charges in advance. Discount Points are used to "buy" your interest rate lower. This is known as a rate "buydown." A general rule of thumb is that one full Discount Point will lower your fixed interest rate .250 percent or your adjustable rate .375 percent. These points lower the interest rate for the entire term of the loan. The way lenders look at this type of points is that it covers the cost of a lower interest rate over the length of the loan. The more points you pay, the lower the interest rate on the loan, and the fewer you pay, the hig…
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Data last updated: Apr 2, 2025 3:13:am.